Protecting What Matters Most for 30 Years and Counting
Protecting What Matters Most for 30 Years and Counting
Welcome to Nitram Consulting LLC, where we make finding the right insurance plan easy and stress-free. We offer a wide range of plans to fit every need and budget, from individual and family plans to group plans for small businesses. Our team is dedicated to helping you find the perfect plan that meets all your health care needs. You can rest assured that you're getting the best coverage at the best price.
Next Level Prime is a membership that removes all barriers to healthcare plans for your employees. We offer unlimited, high-quality care at no cost to employees and with cost savings for employers. $0 copay/$0 deductible
Our group health insurance plans provide coverage for small and large businesses. We offer customized plans that meet the needs of your employees. From fully-insured and self-insured programs to basic health plans suitable for start-ups or the cost-conscious.
Dental and vision insurance are important because they cover routine services—like cleanings and eye exams—that standard health insurance typically excludes for adults. These plans prioritize prevention, which is critical for both your physical health and your long-term
Life insurance is primarily designed to act as a financial safety net for your loved ones after you pass away, ensuring they aren't burdened by your debts or lost income. While it is not a legal requirement for most people, it becomes essential when others depend on your financial support.
Cancer is a type of supplemental insurance that provides direct cash payments upon a diagnosis of covered cancer to help cover out-of-pocket costs, such as deductibles, co-pays, treatment, travel, and lost wages. It is not a replacement for major medical insurance but serves as an extra layer of financial protection. Critical Illness adds benefits due to heart attack, stroke, etc.
Accident insurance is a type of supplemental, voluntary policy that provides a direct, cash payout to you for qualifying accidental injuries like broken bones, burns, or concussions. Unlike standard health insurance, this money can be used for any expense, including deductibles, rent, or groceries, helping to protect your finances during recovery.
Hospital indemnity insurance is important because it provides a direct, cash payment if you are hospitalized, helping cover high deductibles, copays, and out-of-pocket expenses not fully covered by primary health insurance. These funds can be used for any purpose, such as living expenses, transportation, or childcare during recovery.
Major medical gap insurance is important because it acts as a financial buffer between your primary health insurance and high out-of-pocket costs. It specifically addresses the rising financial burden caused by High-Deductible Health Plans (HDHPs).
We believe no one should ever face financial barriers when trying to access the care they deserve. We help you write appeals to fight health insurance denials with our team of experts and state-of-the-art AI.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.